Why is Retirement Cash Flow Planning Important?

Retirement is not just about stopping work; it’s about ensuring that your financial engine keeps running smoothly without the paycheck you’ve relied on for decades. One of the most critical but often overlooked elements in retirement planning is cash flow planning—the strategy that determines how money will come in and go out once regular employment income stops.

Without a detailed retirement cash flow plan, even high-net-worth individuals risk outliving their savings or compromising their lifestyle. Here’s why cash flow planning is the cornerstone of a secure and stress-free retirement.