Are There Any Risks with Participating in the 2025 VERA/VSIP?

While VERA/VSIP can provide valuable benefits to federal employees, there are some risks to consider. For example, early retirement through VERA might reduce the amount of retirement benefits you receive, especially if you haven’t reached the full retirement age or accumulated sufficient service time. Additionally, VSIP payments are one-time incentives, meaning you won’t receive recurring income. Employees should carefully evaluate how leaving the workforce early will impact their career, financial goals, and long-term benefits before committing to the program.